Replacement Motorbike After An Accident
Replacement Motorbike After An Accident
Temporary replacement motorbikes are available after an accident or during mechanical repairs. ACC can provide a like for like replacement motorbike after a non fault accident for the rider to keep until their vehicle claim is settled. Riders may be entitled by law to receive a temporary courtesy motorbike after an accident (or a courtesy car should they not be fit to ride). This is because through the use of Tort law, the cost of the replacement motorbike can often be claimed directly from the negligent parties insurance company. ACC offer a courtesy motorbike and motorbike damage claim service which can also mean there is no excess to pay. To obtain a replacement motorbike during mechanical repair (due to mechanical breakdown of fault) most insurers or insurance-based courtesy vehicles services will not be able to help. Therefore the best way to obtain a replacement motorbike or courtesy motorbike for use during a mechanical repair is to use a manufacturer-approved repair service.
Entitlement To A Replacement Motorbike
Motorbike riders may be entitled to a courtesy motorbike or temporary replacement motorbike after an accident. The entitlement is often the right of any person involved in a non-fault road accident. The temporary replacement motorbike entitlement is for a comparable motorbike to the riders own motorbike. This is often referred to as a ‘like for like’ courtesy motorbike meaning the bike will be of the same size and type as the riders own motorbike. This includes everything from a 50cc scooter to high-performance motorbikes. ACC offer a comprehensive temporary replacement hire bike / courtesy motorbike service. We also process motorbike damage claim assistance.
“ACC offer a comprehensive creplacement courtesy motorbike service”
Replacement Motorbikes Claims
Replacement motorbike claims are made following non-fault road accidents. The claim is presented to the negligent parties insurer and forms part of the loss claim. Motorcyclists may have the right to claim a temporary replacement motorbike after their accident at no cost to their insurance company. The claim is classed as an uninsured loss as the cost of a courtesy motorbike insurance cover, however, a courtesy motorbike or temporary replacement vehicle cost is usually a justified recoverable loss. This is because if the rider has no other means of transport, the at-fault parties insurance company are responsible to cover the reasonable cost of a temporary replacement vehicle after the accident and until the motorbike claim is settled. The claim is often processed through the use of Tort law, which states any loss or damage incurred as a result of the negligence of another person is recoverable. In practice, the claim is presented to the fault drivers vehicle insurance. The cost of the replacement motorbike is often inline with riders own vehicle type through the use of GTA motorbike daily hire rates. Each motorbike has a corresponding hire group, with each group allocated with a set daily rate. Courtesy motorbike providers offer riders a temporary replacement motorbike and the daily rate is claimed from the at-fault parties insurance company, usually in line with the standard GTA rate.
“Motorcyclists may have the right to claim a temporary replacement motorbike after their accident”
How To Claim A Replacement Motorbike After An Accident
To claim a replacement motorbike after an accident riders can contact ACC, your insurers, legal cover or a suitable vehicle claim service for immediate assistance. We offer a full motorbike damage claim solution and include the provision of a like for like courtesy hire motorbike during the process. Many providers are availble who will offer these services as well. To claim for a temporary replacement motorbike call our team today, they will be happy to run through your potential option and may be able to offer a temporary vehicle solution. Once we establish the service suitability through our liability check we arrange a replacement motorbike to meet the riders exact requirement. The temporary motorbike is delivered directly to the rider fully insured and ready for use. The rider will usually keep the motorbike until their vehicle claim is settled. ACC offer a stand-alone courtesy motorbike service to provide a courtesy motorbike only whilst an insurer processes the vehicle claim. However, we also offer motorbike accident damage claim assistance which is a may be alternative to claiming vehicle damage with your insurance company. The benefits of claiming with ACC is often you will not have any excess to pay and we give you full control over your motorbike damage claim. This means you have full choice of repair centre, and you agree the motorbikes write off value should be considered a total loss, not an insurer. For immediate assistance please call ACC today or visit our courtesy motorbike and vehicle claim page for further information.
Replacement Motorbike Write Off Claims
If your motorbike has been written off you can claim for the cost of a replacement motorbike if the accident was either not your fault, or if you hold fully comprehensive insurance cover. At ACC we can help claim the replacement motorbike loss cost. We help you claim your motorbike pre-accident value directly from the negligent parties insurance company.
“We can help you claim your motorbikes pre-accident value directly from the negligent parties insurance company”
Your motorbike is fully accessed by an appointed independent vehicle engineer and a detailed valuation report is produced. The report details your motorbike considered a pre-accident condition, age, service history. The engineer carries out a current market appraisal and a write off value is produced for your consideration and approval. The purpose of the detailed report is to ensure you receive an accurate motorbike valuation which will ensure you can replace our motorbike without sustaining a financial loss. Once you agree upon the motorbikes write off value, we submit the report to the at-fault parties insurance company and pursue its swift settlement. ACC can help to provide an independent expert vehicle damage claim service with the added convenience of receiving a guaranteed courtesy hire motorbike during the motorbike claim process.
Independent Motorbike Accident Insurance Claims
For independent motorbike accident insurance claims and details of replacement vehicle services visit the UK Citizens Advice page in relation to vehicle claims.