Courtesy cars & Vehicle Claims Service

If you have been involved in a non-fault car accident and require a courtesy car we are ready to help.

Non-Fault Accident Courtesy Car Entitlement

If the following points apply to you following a car accident, then you maybe entitled to a like for like courtesy car until your vehicle damage claim is settled:

• If the car accident occurred on a UK road or publicly accessible space.
• The accident involved another correctly insured vehicle.
• There was contact between the vehicles during the accident.
• The accident was not your fault, causation and liability are both upon the third party (the at-fault driver)
• You do not have access to another suitable vehicle.
• You have a clear need for a courtesy car after the non-fault car accident.

Should the above conditions all be applicable then you maybe legally entitled to receive a suitable ‘like for like’ courtesy car after the accident. The courtesy car is claimed from the fault drivers insurance or negligent parties insurance company. You can usually keep the vehicle until your own vehicle damage claim is settled.

Note. Most insurers (including that of the negligent party) will offer courtesy hire car service, always research your options to find the most suitable temporary vehicle solution.

If you need a courtesy car after a non-fault car accident understanding your option is essential. How to get a courtesy car after a non-fault car accident is a relatively simple process under the correct circumstances.

How To Get A Courtesy Car After A Non-Fault Car Accident

To get a courtesy car or temporary hire vehicle after the accident you have various options. Firstly your insurance company will often provide a courtesy car service should you have the appropriate courtesy car provision included within your car insurance policy. Alternatively, another option is an independent post non-fault accident courtesy car and hire car service like ACC.

ACC provide an alternative to an insurance company to obtain a courtesy car, or hire car after an accident. Regardless of your vehicles post-accident condition, repairable or written off, should your vehicle be un-roadworthy due to the accident damage sustained you maybe entitled to a courtesy car after the accident. The entitlement may continues until your vehicle damage claim is settled or your vehicle is repaired and returned to you.

We provide a courtesy car / hire car and optional vehicle damage claim service to drivers involved in non-fault car accidents. The service cost is claimed from the at-fault driver’s insurance company at GTA/ABI daily hire rates.

We ensure you receive a courtesy vehicle or hire car that meets your requirement, meaning the courtesy car is of the same size, specification and vehicle group as that of your vehicle. At ACC, we even give you a choice of courtesy vehicle types as we find most customers have a preference of manufacturer, not just vehicle specification.

If you need a courtesy car or hire car after a non-fault car accident or want to claim for your vehicle damage contact ACC today, we are ready to help.

Note. Most insurers will offer courtesy hire car service, always research your options to find the most suitable temporary vehicle solution.

You are usually entitled to keep the courtesy car after a non-fault car accident until your own damaged vehicle claim is settled.
This means you get to keep the courtesy hire car until either your vehicle is fully repaired and returned to you, or until you have received a settlement payment of your own vehicle’s write off value.

If the accident was not your fault and involved another correctly insured at-fault vehicle the courtesy car, or hire car is provided to you and the cost of temporary vehicles is usually claimed from the at fault drivers insurance company.
In the event of a non-fault car accident, the at-fault driver’s insurance company will usually pay the reasonable cost of the courtesy hire car. This means you do not have to claim on your car insurance policy.

Note. Most insurers (including that of the negligent party) will offer courtesy hire car service, so always research your options to find the most suitable temporary vehicle solution.

Non-fault accident courtesy car after a non-fault accident is a service we provide to any UK driver involved in a non-fault car accident. The accident must have occurred on a UK road or public space open to vehicle traffic. The accident must also have involved a correctly insured at-fault vehicle.

Our non-fault accident courtesy car service provides you with a like for like courtesy car after an accident. You keep the courtesy hire car until your vehicle claim is settled.

For further information visit our non-fault accident courtesy car page: 

Non Fault Accident Courtesy Car

Your rights following a non-fault car accident usually involve English ‘tort law’. A tort is a civil wrong that incurs a claimant personal harm or loss, which may be physical or financial. Legal liability for the person responsible for the harm, for instance, the at-fault party. Reasonable losses incurred will be often payable by the fault drivers insurance company. To obtain detailed information on this subject consider contacting a solicitor, your vehicle insurance company or citizens advice.

Non-fault accident courtesy car after a non-fault accident is a service we provide to any UK driver involved in a non-fault car accident. The accident must have occurred on a UK road or public space open to motor vehicle traffic. The accident must also have involved a correctly insured at-fault vehicle.

Our non-fault accident courtesy car service provides you with a like for like courtesy car /hire car after an accident. You keep the courtesy / hire car until your vehicle claim is settled.

Learn More

For further information visit our non-fault accident courtesy car page: 

Non Fault Accident Courtesy Car

First Choice Non-Fault Accident Courtesy Car Services

Accident Courtesy Car is the first choice for non-fault accident courtesy cars services throughout the UK. We provide car hire / courtesy car and vehicle damage claim assistance services to any UK driver involved in a non-fault car accident. The accident must have occurred on a UK road or public space open to vehicle traffic. The accident must also have involved a correctly insured at-fault vehicle. If these conditions are met we can offer drivers an alternative to claiming vehicle damage with their own vehicle’s insurance company. Our service ensures drivers receive a like for like courtesy car / hire car during the time their vehicle claim is processed. We also offer an alternative vehicle damage claims route via claiming directly from the at fault drivers insurance company.

• Our non-fault accident courtesy car service provides you with a like for like courtesy car after an accident
• You keep the courtesy hire car until your vehicle claim is settled

Learn More

For further information visit our non-fault accident courtesy car page: 

Non Fault Accident Courtesy Car

You maybe entitled to claim for an alternative temporary vehicle whilst you wait for yours to be repaired, or until its write off value settlement paid. This is classed as an uninsured loss, which often is not covered by your vehicles insurance policy. If you have third party insurance cover, you only have cover for damage that is your fault and to others property, anything else is often an uninsured loss and claimed directly from that fault drivers insurance company.
Some insurance companies provide courtesy cars as part of your policy cover to get back on the road after an accident. However, it’s important to note that people are not always entitled to one by default via their insurance company. Courtesy cars may be included as part of a fully comprehensive insurance product, but even then, there maybe limitations. An example, some insurers only offering a courtesy car should your vehicle be repairable. So if your vehicle is damaged and written off, you may find you are not eligible for courtesy car / car hire provision through your insurance, this does not mean you are not entitled to one.
A credit hire vehicle, may be provided to you on the basis the accident was not your fault. The cost of the vehicle is usually recovered from the at-fault driers insurance company by the credit hire company, usually in line with GTA protocols.
Claiming for a temporary replacement courtesy hire vehicle through a third-party credit hire company may give you a courtesy hire car that is paid for by the at fault drivers insurance company. This can be a good solution getting you back on the road in a car like for like car until your vehicles damage claim is settled.
The foundation of this process or entitlement is found in UK tort law. Depending upon accident circumstances you may have the right to claim a courtesy hire car and to be in the same position you were in, before the accident, with the use of a like for like vehicle to that of your own. This provision often continues until your vehicle clam is settled or your is vehicle repaired.

Many insurers (including those of the negligent party) will offer temporary courtesy vehicles or credit hire services via their approved provider. This service may even be available via the any legal cover products or driver club memeberships you may have. Research your options to find the most suitable solution.

Claims are usually made against the at-fault vehicle’s insurance company. This means you can claim your losses directly without claiming on you motor insurance policy.
Your reasonable courtesy car/ hire car costs can be claimed at at standard rates, directly from the at-fault driver’s insurance company. Having the option to select the temporary vehicle providers often helps to ensure you receive a like for like courtesy car or hire car after a non-fault accident.

Claiming for a courtesy car / hire car after a non-fault car accident is the best way to ensure that you receive a like for like courtesy car after the accident. The courtesy car claim can be presented directly to the at-fault vehicles insurance company. This means the courtesy car / hire car is provided at no cost your insurance company.

Courtesy cars should be fully insured, they can often be covered to mirror your own vehicle’s insurance policy. This means any named driver stated upon your vehicle’s policy can be added to the courtesy car’s policy. Always seek conformation of driver cover upon receipt of any courtesy or hire vehicle.