Temporary Replacement Vehicles
Replacement Vehicles After Accidents
Accident Courtesy Car provides and post-accident temporary replacement vehicle service to get drivers back on the road after an accident. UK drivers involved in non fault car accidents are entitled to the use of a temporary replacement vehicle after an accident. the replacement vehicle entitlement includes all vehicle types, from cars, motorbikes, vans and commercial vehicles. Drivers remain entitled to keep the replacement vehicle until their vehicle claim is settled. Same day accident replacement vehicles are available throughout the UK.
Replacement Vehicle Via Credit Hire
Temporary vehicles are provided to drivers through the use of credit hire services. The temporary credit hire vehicle is paid for by the at-fault parties insurance company in accordance with ABI (Association of British insurers) standard replacement vehicle protocols. As a result replacement vehicles are available at no cost to any UK driver or their insurance company.
Need A Temporary Replacement Vehicle After An Accident?
If you need a temporary replacement vehicle after an accident ACC can help you today. We offer a no-cost alternative to claiming with your insurance company to obtain a ‘like for like’ temporary replacement courtesy car after an accident. The benefit of claiming a replacement vehicle is an independent service are you have no policy excess to pay. You may protect your claims history and you are assured to receive a suitable replacement vehicle until your vehicle claim is settled or the vehicle is fully repaired. Accident replacement vehicles are available today.
“We offer a no cost alternative to claiming with your insurance company”
ACC provide a seamless service, from receiving your vehicle request we carry out suitability checks to confirm the service is appropriate. Once this is confirmed we endeavour to provide a same day service.
Courtesy Replacement Vehicle Delivered To You
The temporary replacement vehicle is delivered directly to your home address, place of work or a vehicle accident repair centre. Vehicles are delivered fully insured and remain with you until your vehicle claim is settled.
Post Accident Replacement Vehicles
Post-accident replacement vehicles are available at no cost should you not have been responsible for the accident. Replacement vehicles are available through credit hire and courtesy hire car services. They are paid for by the at-fault driver’s insurance company as part of the loss claim resulting from the accident. Your entitlement to a replacement vehicle after an accident is affected by your age or insurance type.
Types Of Replacement Vehicles After Accidents
There are many services available to assist drivers with temporary car replacement after an accident. The key to accessing these services is based upon the accident circumstances and who was responsible for causing the accident. Establishing liability at an early stage will clarify which replacement car service is appropriate. ‘Non fault’ accident courtesy car services are very different to ‘at fault’ services, for example. A non fault accident replacement vehicle service is provided at no cost. This is due to the non fault party being able to claim the replacement vehicle cost directly from the at-fault insurer. In contrast to this, a driver considered at fault for the accident has no opportunity to claim this expense. therefore the at-fault party has limited options.
“A non fault accident replacement vehicle service is provided at no cost to you”
There are many services available to assist drivers with temporary car replacement after an accident. The key to accessing these services is based upon the accident circumstances and who was responsible for causing the accident. Establishing liability at an early stage will clarify which replacement car service is appropriate. ‘Non fault’ accident courtesy car services are very different to ‘at fault’ services, for example. A non fault accident courtesy car service is provided at no cost to the driver. This is due to the non fault party being able to claim the replacement vehicle cost directly from the at-fault insurer. In contrast to this, a driver considered ‘at fault for the accident, has no opportunity to claim this expense. therefore the at-fault party has limited options. Accident replacement vehicles from ACC are available.
Courtesy Replacement Cars For An At Fault Accident
The driver considered to be at fault has limited options to obtain a temporary replacement car after an accident. As the negligent party in the accident claiming the expense is not an option, therefore they generally have 2 options:
Option 1. Request a courtesy car via their car insurance company.
Option 2. Temporary courtesy vehicle via a vehicle accident repair centre. Repair centres may provide a basic replacement car during the repair period.
Courtesy Replacement Car For Non Fault Accident
Driver involved in non-fault car accidents has multiple available options to obtain a replacement car after a non-fault car accident. Here are the most common services available at no cost to UK drivers involved in a non-fault car accident
Option 1. Credit Hire Service. A credit hire company specialise in providing replacement vehicles to drivers involved in non fault car accidents. The vehicle is available throughout the vehicle damage claim process to claim settlement. Credit hire companies claim the cost of the vehicle front the negligent parties insurance company. Most credit hires hire companies that operate in accordance with ABI standards and GTA protocols. This ensure standards are followed correctly and assists the cost recovery to the replacement vehicle charges.
Option 2. Car Insurance Provide A Temporary Vehicle. Many insurers offer access to a courtesy car provided via their recommended vehicle repair centre. These vehicles are usually small standard vehicles and not offered on a like for like basis. The vehicle is only available during the repair process, this means should your vehicle be considered a write off the courtesy car must be returned regardless of your claim status. Obviously, this is a problem if you have not settled the claim, drivers often find they’re left without transport. Should this happen please contact ACC, we can provide you with a like for like replacement vehicle until your claim is settled.
Option 3. Insurance companies have agreements with car hire companies to provide credit hire services to customers involved in non fault car accidents. Whilst this can be a great solution, not all car hire companies to understand credit hire and struggle to offer an appropriate service. The most common issue encountered is a delay in providing a vehicle, with many taking days to arrange a vehicle. Other problems are found in fleet availability. However, as a consumer you have the right to appoint any car hire/credit hire service that can meet your requirement, so do not accept delays or unsuitable replacement vehicles. It’s your entitlement to receive a like for like vehicle after the accident and until your vehicle is repair or write off is value is paid out. Contact ACC should you experience any of these issues.
Option 4. Non Fault Accident Courtesy Car Companies. Companies like ACC provide a no-cost alternative to claiming with an insurance company. You can expect to receive a like for like courtesy hire car and have the option to process your full vehicle claim. The service is provided at no cost to you or your insurance company. You have no excess to pay and it can protect your claims history are no claim is made via your insurance. The costs are recovered directly from the at-fault insurance company at the standard ABI rate.
Insurance Replacement Car After Accident
Insurance companies provide temporary replacement cars after accidents, from credit hire cars to courtesy cars, insurers can assist in providing a car during the claim process. However what if your vehicle is written off? Not all insurance companies will provide a replacement vehicle in the event of a write-off. Without a before the event guaranteed courtesy car policy having been purchased insurers offer limited assistance. But did you know that if the car accident was not your fault you are entitled by law to receive a replacement vehicle until the negligent parties insurance company have settled your claim.
“what if your vehicle is written off?”
After an accident replacement vehicles are required due to write-offs. In relation to written off vehicles, the negligent parties insurance company must settle your vehicle claim and pay out the current market value of your vehicle. The objective is to claim an accurate vehicle value that will enable you to purchase a replacement vehicle after the accident of the same age, condition and standard as your original vehicle. Ensuring write off values are accurate is essential to avoid a financial loss when purchasing a replacement vehicle after an accident. The key is to carry out a little research before accepting any vehicle settlement offers. Consult vehicle sales websites and search for vehicles comparable to your vehicle. It’s important to look for a combination of private ads and retail ads to gain an accurate value you expect to pay to replace your vehicle. If you claim with ACC we arrange an independent vehicle engineer to carry out a vehicle inspection to produce a detailed and accurate vehicle valuation. This protects our customer’s interests and ensures they can replace their vehicle after an accident without sustaining a financial loss.
Replacement Cars – Motorbikes – Vans – Commercial Vehicles
Drivers have the right to obtain a replacement vehicle after a non fault accident. This entitlement is open to all UK drivers of all vehicle types, from replacement motorbikes to prestige cars or commercial vans. Should a driver find their vehicle is off the road as a result of an accident that was not their fault, the driver can claim for a like for like vehicle until their vehicle claim is settled.
